Jim Swanson
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Get Answers to All Your Financing Questions

As you prepare to buy a home, take advantage of our Financing Guide to help you navigate the mortgage process. Our Financing Guide helps you make sense of mortgages, title, and closing fees and much more.

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How Much Home Can You Afford?

You’ve decided that homeownership is right for you. You've been burning the midnight oil scouring the online multiple listing service and viewing oodles of for-sale home listings, pictures and virtual tours. You may even spend some weekends visiting open homes. But before you can go any further, it's time to get real and determine how much house you can afford. Read More

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A Pre-approved Buyer is a Serious Buyer

An essential first step in the home buying process entails getting preapproved for a mortgage loan. The process involves a thorough review of your financial situation and allows you to determine the size of the mortgage loan for which you qualify. Read More

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Mortgage Basics

A mortgage is a long-term loan, typically spread over 15 or 30 years, used to purchase a home using the property as collateral. The lender will hold the title to the property or alien on the title until the loan and interest have been repaid. Home loans are available from several types of lenders including thrift institutions, banks, mortgage companies and credit unions. Read More